As a recent graduate I’ve lost the privilege of medical insurance, which was mandatory during my masters, and had to pay for it to be enrolled as a student at my university. After my graduation, I had a choice, so I didn’t buy one.

I strongly believe this is the same case with a huge number of Desis as well, just going around without insurance, and hoping not to set foot in a hospital ever.

From where we come from, the concept of medical insurance feels complicated, with terms we are not even familiar with, and in fact may feel like a total waste of money, so I dont blame anyone for not having an insurance.

Most of us Desis living here in the United States, know that if u book your flight early enough, you can get it for cheap, sometimes as low as $500. But what many don’t know is that you can book a flight for free if you plan well in advance.

How? Aren’t you in a hurry. In the above sentence, the highlighted word is not “free”, but “plan well in advance”. Because this is not something as a coupon code which you can apply at check out and make it zero. No, this requires planning and patience, but trust me, when you do it right, it feels better than applying a coupon code at checkout.